Climate disasters are driving up housing costs and displacing low-income residents

A surge in extreme weather events fueled by climate change is amplifying the global housing crisis, pushing prices higher and pushing vulnerable people out of their communities.

Dave Braneck reports for Deutsche Welle.


In short:

  • Wildfires, hurricanes, and floods are destroying homes and tightening housing markets, with post-disaster rent spikes hitting low-income renters hardest. In Los Angeles, 16,000 structures were lost to wildfires in January alone.
  • The trend of “climate gentrification” is emerging in cities like Miami, where rising sea levels are pushing wealthier residents inland, displacing poorer communities in higher elevation neighborhoods.
  • Experts warn that increasing climate risks are sending insurance premiums soaring. In the U.S., the average homeowners' insurance premium nearly tripled between 2001 and 2021 due to disaster-related risk.

Key quote:

"We need a clearer vision of the society we want to live in. What do we want to protect and invest in? How important is safe and affordable housing?"

— Zac Taylor, climate finance expert at Delft University of Technology

Why this matters:

The rising cost and scarcity of housing in disaster-prone areas is more than a real estate story — it's a public health and environmental justice crisis. Low-income residents, often in the most vulnerable areas, are displaced first and longest, locked out of rebuilding by soaring costs and limited affordable housing. Insurance becomes unaffordable. Neighborhoods rapidly gentrify. And with every storm or fire, the affordability gap grows. These shifts ripple across cities and countries, affecting access to healthcare, employment, education, and clean environments. Inaction means locking millions into a future where safe, stable housing is a luxury — not a right.

Read more: Climate risks may trigger the next housing crisis

A wooden gavel sitting on top of a law book

Arizona officials consider lawsuit over EPA's greenhouse gas regulation rollback

Arizona officials consider lawsuit over EPA's greenhouse gas regulation rollback as advocates warn of impact on heat-plagued state.

The scales of justice sitting on a desk with a courtroom in the background

Michigan sues fossil fuel companies while Alberta protects them

While Michigan lawmakers are taking fossil fuel companies to court for delaying the green transition, the Alberta government is hampering clean energy.
green trees in a tropic forest under fog

Forests don’t just store carbon. They keep people alive, scientists say

A sweeping scientific review finds that forests regulate temperature, stabilize water cycles and reduce heat-related risks in ways that directly protect human well-being.

A heat pump attached to the side of a house

Heat pump sales dipped in 2025. They still beat gas…

Yet again, heat pumps were the most-shipped heating appliance in the U.S. And experts say the factors behind last year’s sales slide are temporary.
A person holding a drone aloft

Thermal drone footage shows Musk's AI power plant flouting clean air regulations

Images confirm xAI is continuing to defy EPA regulations in Mississippi to power its flagship data centers.
Posing as a wind turbine blade with National Renewable Energy Laboratory (NREL) and Department of Energy (DOE) staff
Photo Credit: Gregory Cooper / NREL https://www.flickr.com/photos/nrel/ Creative Commons: https://creativecommons.org/licenses/by-nc-nd/2.0/

Federal energy lab reduces workforce, cutting 134 jobs

A federal research lab formerly known as the National Renewable Energy Lab laid off more than 100 people this week.

white pollution from smokestack billows over skyline during sunset.

Trump repeals U.S. government’s power to regulate climate

Nearly 17 years after the Environmental Protection Agency declared that carbon dioxide and other greenhouse gases threaten the public’s health and welfare, the agency on Thursday rescinded the landmark legal opinion underpinning a wave of federal policies aimed at climate change.

From our Newsroom
Multiple Houston-area oil and gas facilities that have violated pollution laws are seeking permit renewals

Multiple Houston-area oil and gas facilities that have violated pollution laws are seeking permit renewals

One facility has emitted cancer-causing chemicals into waterways at levels up to 520% higher than legal limits.

Regulators are underestimating health impacts from air pollution: Study

Regulators are underestimating health impacts from air pollution: Study

"The reality is, we are not exposed to one chemical at a time.”

Pennsylvania governor Josh Shapiro speaks with the state flag and American flag behind him.

Two years into his term, has Gov. Shapiro kept his promises to regulate Pennsylvania’s fracking industry?

A new report assesses the administration’s progress and makes new recommendations

silhouette of people holding hands by a lake at sunset

An open letter from EPA staff to the American public

“We cannot stand by and allow this to happen. We need to hold this administration accountable.”

wildfire retardants being sprayed by plane

New evidence links heavy metal pollution with wildfire retardants

“The chemical black box” that blankets wildfire-impacted areas is increasingly under scrutiny.

Stay informed: sign up for The Daily Climate newsletter
Top news on climate impacts, solutions, politics, drivers. Delivered to your inbox week days.